What's New
- Banks look to get export credit lines ready as US lowers tariff
Banks are poised to reopen credit lines for Indian export sectors following the US's reduction of import tariffs to 18%. This move is expected to quickly revive exports of garments, gems, jewelry, leather, and chemicals, leading to increased demand for bank loans. Public sector banks anticipate leading this export credit rebound in the coming quarters.
- PhonePe’s IPO gamble: Can UPI dominance finally pay off?
Fintech giant PhonePe is preparing for its public listing. Its massive scale in UPI payments is a key strength. The company is now focused on expanding into higher-margin financial services like loans and insurance. This strategy aims to leverage its large user base for deeper engagement and revenue growth.
- Oracle plans to raise $45 billion to $50 billion in 2026
"Oracle is raising money in order to build additional capacity to meet the contracted demand from our largest Oracle Cloud Infrastructure customers, including AMD, Meta, NVIDIA, OpenAI, TikTok, xAI and others", the company said in a statement.
- Sebi approval opens door for 13 IPOs across diverse sectors
Securities and Exchange Board of India has given the green light to thirteen companies for their Initial Public Offerings. Firms like Sify Infinit Spaces and Commtel Networks are among those that received Sebi's final observations. This clearance allows these companies to move forward with their plans to raise capital through the stock market.
- Will unsecured lending make a comeback as margins stay under pressure?
System-level trends indicate that while cumulative rate cuts of 125 bps since February 2025 have eased funding costs, any significant NIM expansion may be delayed until late FY26 or early FY27. In the near term, banks are relying on portfolio mix, deposit management, and medium-yield lending segments to shield margins.